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1 Year
Sophomore Year No debts and no access to credit. Make sure to check to see if I am a victim to Identity Theft, and make sure to not get behind on any random payments like taxes. -
5 Years from Now
By now, I will likely have started college and will have debts to pay off, and I will likely have a credit card by now.
I will pay off my credit card in full and on time each month and i will get ahead on my student loans. -
10 Years from Now
I will most likely be out of college by this time, and I will likely have gotten at least a car loan, so that would be a high priority
I will pay off my credit card on time, every time, and I will pay my auto loan off as fast as I can. I will pay my student loans with as much as I can, and I will keep ahead on payments. -
20 Years from Now
In 20 years from now, I will definitely have taken out a mortgage, and will most likely still have student loans to pay, and will still have a credit card.
I will pay off my mortgage and my credit card bills on time, and stay ahead on my student loans so that I can pay them all off quicker. It will boost my reliability in the eyes of creditors, and boost my credit score.